Joydeep Ghosh And Chirag Madia

Stories by Joydeep Ghosh And Chirag Madia

Dear Pranab Babu...

Dear Pranab Babu...

Rediff.com   26 Feb 2010

The common man's main grouse is high inflation numbers. But there are other anomalies as well that need to be addressed.

Commercial developers turn brokers

Commercial developers turn brokers

Rediff.com   11 Feb 2010

With necessity being the mother of invention, commercial property developers are going off the beaten track to meet the challenge of a huge sales slowdown.

Floating rate good for risk-wary, not so for HNIs

Floating rate good for risk-wary, not so for HNIs

Rediff.com   4 Feb 2010

Unlike fixed deposits or other recurring deposits, the rate will be reviewed every three months.

Special: Be on guard in a falling market

Special: Be on guard in a falling market

Rediff.com   28 Jan 2010

Don't make fresh lumpsum commitments, but continue with your SIP investments.

Investing? Tips to get better returns in 2010

Investing? Tips to get better returns in 2010

Rediff.com   31 Dec 2009

For an investor, gold is a necessity in the portfolio.

The best home loan rate war is on

The best home loan rate war is on

Rediff.com   3 Dec 2009

With HDFC also jumping on the dual-rate bandwagon, a home buyer has some good options.

Dubai: Future bright for bargain hunt

Dubai: Future bright for bargain hunt

Rediff.com   30 Nov 2009

Though Dubai has great infrastructure, the decision to purchase should be delayed by another four-five weeks.

Retail investors give IPOs the cold shoulder

Retail investors give IPOs the cold shoulder

Rediff.com   30 Oct 2009

IndiaBulls Power IPO's charged-up performance (the issue was subscribed 21.84 times) earlier this month had only one jarring note: the retail portion of the initial public offer barely scraped through, with a subscription of 1.09 times.

FMPs are back: Should you invest?

FMPs are back: Should you invest?

Rediff.com   24 Sep 2009

For instance, new fund offers of ICICI Prudential, Tata Mutual Fund and Fortis are on, while Religare, HDFC and Principal PNB have applied for launching NFOs.

Sweet 16 for Sensex: Time to rejig portfolio

Sweet 16 for Sensex: Time to rejig portfolio

Rediff.com   17 Sep 2009

For retail investors, who had suffered big losses in the mayhem that started in January 2008, this is certainly a good news. Since mid-March, when the Sensex was languishing at 8,000 levels, there has been a sharp change in the mood. Markets have risen over 100 per cent. Even returns from mutual funds have improved substantially.

How hedging loans with interest rate futures helps

How hedging loans with interest rate futures helps

Rediff.com   3 Sep 2009

For high networth individuals, IRFs could be a good hedge against loans or existing fixed deposits.

How the new tax code will affect you

How the new tax code will affect you

Rediff.com   17 Aug 2009

While retaining the basic exemption limits at Rs 1.6 lakh (for individuals), Rs 1.9 lakh (for women) and Rs 2.4 lakh (for the retired), the slabs have been hiked substantially.

Reduce tenure, not EMI, when home loan rates dip

Reduce tenure, not EMI, when home loan rates dip

Rediff.com   24 Jun 2009

Reduced EMIs may be very appealing to borrowers because of a lesser burden on a monthly basis, but there is a catch to it. If the tenure remains unchanged, there is a higher interest outgo.

Ajit Jain: Berkshire's next Oracle?

Ajit Jain: Berkshire's next Oracle?

Rediff.com   6 Mar 2009

Ajit Jain specialises in mega-catastrophe coverage, that is, he takes risks that rivals avoid.

Check out some cheap investment options

Check out some cheap investment options

Rediff.com   24 Feb 2009

Cheap investment options that offer quick entry and exit.

ICICI Group prepares succession plan

ICICI Group prepares succession plan

Rediff.com   18 Feb 2009

Sources said that this is a contingency plan, in the event of an exit of the present heads of its two subsidiaries ICICI Prudential and ICICI Ventures. At present, Shikha Sharma is managing director & chief executive officer (CEO) of ICICI Prudential Life Insurance, while Renuka Ramanathan is managing director and CEO of ICICI Ventures.

Hiranandani's problems mount as merger plan fails

Hiranandani's problems mount as merger plan fails

Rediff.com   5 Jan 2009

Valuations of projects dated, says valuer. Also, angry shareholders could come together to oppose the proposed reverse merger.

Loan rangers should hold their horses

Loan rangers should hold their horses

Rediff.com   30 Dec 2008

While the fall in rates is certainly a good signal, is it a great idea to take a loan to purchase a home or car? Most experts felt that this may not be the right time to do so.

MFs, life insurers eye pension business

MFs, life insurers eye pension business

Rediff.com   27 Dec 2008

Most mutual fund players and life insurance companies are planning to bid for appointment as pension fund managers for all citizens after the Pension Fund Regulatory and Development Authority (PFRDA) today decided to seek expression of interest from prospective fund managers.

Banks begin to revalue properties as prices fall

Banks begin to revalue properties as prices fall

Rediff.com   27 Dec 2008

With a sharp dip in property prices, leading banks, including State Bank of India, are reassessing the value of properties against which loans have been granted.Sources familiar with the developments said that banks are worried that the recent fall could impact their risk valuation, if asset prices continue to fall.Banks are now worried that if rates fall further buyers may lose interest in the property, especially if they are not living in it.